Richardson, TX • Real Estate Lending Job TypeFull-timeDescriptionPosition Purpose and ObjectivesAnalyze financial information and evaluate the risk of real estate loan applications, including first mortgages, home equity loans, HELOCs, and related products. Support the underwriting lifecycle by applying credit guidelines, regulatory requirements, and internal policies while delivering consistent and positive member experience. This role is an entry-level contributor who partners with senior underwriters and lending teams to develop underwriting expertise and support production goals. Major Duties and Essential Functions:Completes any other job- related duties needed that reinforce Texans Credit Union’s EPIC values, traits, and behaviors.? Provide excellent member service and develops relationships with internal and external members? Analyze loan applications and supporting documentation to assess creditworthiness and risk. Perform basic to moderately complex income calculations, asset verification, and credit analysis. Review appraisals, collateral, and title documentation for completeness and adherence to policy. Apply underwriting guidelines in compliance with federal regulations (e.g., TRID, Dodd-Frank) and Texas Home Equity laws. Underwrite loans in an AUS environment and/or with guidance from senior underwriters. Maintain service level expectations, including timely loan decisioning within defined turnaround times. Communicate loan decisions clearly and professionally to internal partners and stakeholders. Provide a high level of member service and support a positive lending experience. Partner with processors, loan officers, and senior underwriters to resolve documentation and underwriting conditions. Participate in team meetings, training sessions, and continuous improvement initiatives. Assist with reports, data tracking, and departmental projects as assigned. Promote credit union products and services aligned with member needs. Perform other duties as assigned to support departmental and organizational goals. Positions directly supervised:None? Grade 9RequirementsSpecific knowledge, skills, and abilities required for this position:?Foundational knowledge of residential mortgage and home equity products Basic understanding of underwriting guidelines and credit risk evaluation Knowledge of applicable regulations (Truth-in-Lending, ECOA, FCRA, TRID, Dodd-Frank) Strong attention to detail and ability to manage multiple files simultaneously Effective written and verbal communication skills Ability to learn underwriting judgment and decision-making skills Customer-focused mindset with strong interpersonal skill Education:Bachelor’s degree in finance, Business, Economics, or related field preferred. Experience:Minimum of 3 years of mortgage lending experience, with underwriting support, or credit analysis experience, Direct Endorsement and SAR certification preferred.
A language services provider is seeking fluent French-English interpreters for in-person assignments in Cincinnati, Ohio. As an independent contractor, you will support your community by providing interpretation services in diverse settings, including schools and hospitals...
...A fashion retail company is seeking an Assistant Manager - Part-Time for Store 1393 in Springfield, IL. The role involves supervising a team, enhancing customer experiences, and meeting sales goals. Candidates should have at least 1 year of customer service experience...
...your production? Or youve just been flat out stagnant in your solar career with no upward mobility? Well... Thats probably why youve... ...professionals to join our sales organization to run these consultations.The opportunity:Receive 2+ QUALIFIED PRE-SET appointments per...
...business is about being there for people in need. So, ask yourself, are you the duck? If so, there's a home, and a flourishing career for you at Aflac. Work Designation. Depending on your location within the continental US, this role may be hybrid or...
Intermountain Health seeks an Interventional Technologist to support image-guided procedures in a fast-paced, patient-centered environment. Responsibilities include preparing patients, operating fluoroscopy and other imaging equipment, assisting physicians during interventional...